4. Build Wealth
Investments usually take a while to pay off and retirement benefits are a long way down the road at this point, so consider other ways to start increasing your net worth. As the saying goes, “A journey of a thousand miles begins with a single step,” and that definitely applies to wealth-building. Take stock of the things you own and think about selling off some things you no longer want or need. You can put that money in a savings or investment account to build on for the future.